Medicare Advantage · Pennsylvania
Medicare Advantage Plans in Pennsylvania
Medicare Advantage availability in Pennsylvania is set by county, not by state, so two people in the same state can have entirely different options.
- Plans filed for your county
- Licensed agents
- TTY 711
Medicare Advantage in Pennsylvania
Pennsylvania’s free Medicare counseling is PA MEDI — Pennsylvania Medicare Education and Decision Insight — run by the Pennsylvania Department of Aging.
A licensed agent in our Greenwood Village, Colorado office compares the Medicare Advantage plans filed for your Pennsylvania county, explains the differences, and you decide. How Medicare Advantage works is the same in every state; what is available to you is not.
A real person calls you back.Licensed agents in our Greenwood Village, Colorado office — not a call center, not a robot.
How plan availability works in Pennsylvania
Medicare Advantage availability is set by county, not by state. The plans open to you are the ones filed for your county, and that list is what a licensed agent compares with you.
Plans are filed by county
Each plan files the counties it will serve, so two people in Pennsylvania can have entirely different options depending on where they live.
A relative’s plan may not be yours
A plan a friend or relative has in another county may not be offered in yours. Only the list filed for your county counts.
Ask, with your ZIP code
Call 1-888-957-3337 (TTY 711), or use the Medicare Plan Finder at medicare.gov with your ZIP code.
Free Medicare help in Pennsylvania
Every state runs a State Health Insurance Assistance Program: federally funded, free, and staffed by trained counselors who do not sell insurance. It is a good place to get an independent second opinion on anything a licensed agent, including ours, tells you.
PA MEDI – Pennsylvania Medicare Education and Decision Insight
Pennsylvania’s program is PA MEDI — Pennsylvania Medicare Education and Decision Insight, run by the Pennsylvania Department of Aging, at 1-800-783-7067. It is federally funded and free, and its counselors do not sell insurance; they help Pennsylvanians compare plans, understand what a plan’s paperwork means and apply for Extra Help. The name is unusual — many states call their program SHIP — so if someone offers you “free Medicare counseling” in Pennsylvania under another name, check that it is PA MEDI or a licensed agent. Program details as listed by shiphelp.org.
Pennsylvania Insurance Department
Medicare Advantage plans are approved and overseen federally by the Centers for Medicare & Medicaid Services; the agents who sell them are licensed by the state.
The agents and agencies that sell Medicare Advantage in Pennsylvania are licensed by the Pennsylvania Insurance Department. Its Consumer Help Center lets you ask a question or file a complaint about how a plan was sold, and its consumer services portal tracks the answer. Ask any agent for their Pennsylvania license number before you enroll.
When you can enroll in Pennsylvania
You can join, switch or leave a Medicare Advantage plan only during set enrollment periods. Four apply to most people.
Initial Enrollment Period
The three months before the month you turn 65, that month, and the three months after. If you are already receiving Social Security, Part A and Part B enrollment is usually automatic; a Medicare Advantage plan is a separate choice.
Annual Enrollment Period
Each fall, anyone with Medicare can join, switch or drop a Medicare Advantage plan for coverage starting January 1.
Medicare Advantage Open Enrollment Period
People already in a Medicare Advantage plan can make one change: switch to another Medicare Advantage plan, or return to Original Medicare.
Special Enrollment Periods
Certain life events open a window outside those dates: moving to a new county, losing other coverage, or a change in eligibility for Medicaid or Extra Help, among others. Whether an event qualifies you is worth confirming rather than assuming; a licensed agent or PA MEDI – Pennsylvania Medicare Education and Decision Insight can tell you.
Common questions in Pennsylvania
Are Medicare Advantage options the same across Pennsylvania?
No. Plans file for specific counties, and Pennsylvania has 67. Philadelphia, Allegheny (Pittsburgh), the Lehigh Valley and the rural center of the state each have their own list. A licensed agent compares the plans filed for your county.
Where can Pennsylvanians get free Medicare counseling?
From PA MEDI — Pennsylvania Medicare Education and Decision Insight — the state’s State Health Insurance Assistance Program, run by the Pennsylvania Department of Aging, at 1-800-783-7067. It is federally funded and free, and its counselors do not sell insurance.
I am moving within Pennsylvania. Can I change plans?
If the move takes you to a county your current plan does not serve, that is a qualifying event and opens a Special Enrollment Period to choose a plan filed for the new county. Tell the agent your move date; PA MEDI at 1-800-783-7067 can confirm which window applies to you.
Who handles a complaint about a Medicare agent in Pennsylvania?
The Pennsylvania Insurance Department, through the Consumer Help Center on its website, where you can ask a question or file a complaint about how a plan was sold. Medicare itself oversees the plans. PA MEDI will tell you which route fits and whether the plan you were sold is a reasonable fit.
Important information about the plans we offer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Senior Solutions Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program.
Deductibles, copays and coinsurance may apply. Limitations and exclusions may apply. You must continue to pay your Medicare Part B premium. Enrollment in a plan depends on the plan’s contract renewal with Medicare.
To speak with a licensed insurance agent, call 1-888-957-3337 · TTY 711 · Monday–Friday 9:00 AM–7:00 PM, Saturday 9:00 AM–5:00 PM.
Prefer we call you? Here is what happens next.
A real person calls you back.Licensed agents in our Greenwood Village, Colorado office.
A licensed agent calls you back
During business hours: Monday to Friday 9 to 7, Saturday 9 to 5, Mountain Time.
We focus on what you actually need
Tell us whether you need help with Final Expense insurance, Medicare or another health coverage question. Your agent reviews the options that apply to your situation.
You decide what fits
We explain the important differences and next steps. If an option makes sense, we can help you move forward. There is no fee for speaking with us.
Sources
- shiphelp.org — Pennsylvania State Health Insurance Assistance Program listing (program name, website and phone number)
- medicare.gov — joining a plan (enrollment periods)
- Pennsylvania Insurance Department — state insurance regulator
- Wikimedia Commons — state outline (CC0)
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Last updated: September 2026